Summary
Appeal from Clinton District Court.
The plaintiff filed a petition claiming of the defendant $L70.56, and for cause thereof alleging:
“ That the defendants are co-partners and bankers in De Witt, Clinton county, Iowa, and act as agents for collection of suck bills and notes as may be transmitted to them for that purpose.
“ That on the 18th day of June, 1877, Dow, Gilman & Hancock, a firm doing business under that name, executed and delivered to the plaintiff a certain bill of exchange or draft, as follows:
“$167.40. Davenport, June 18, 1877.
“ Pay to the order of the First National Bank of Davenport, Iowa, one hundred and sixty-seven 40-100 dollars with ten' per cent interest after maturity, value received, and charge the same to account of, with exchange,
To J. G. Pearse,
DeWitt, Iowa. Dow, Gilman & Hancock.
“That on the same day, to-wit, June 18, 1877, the plaintiff caused the said draft or bill of exchange to be indorsed, as follows, by L. G. Gage, its cashier:
“‘Pay to Price and Sanford, or order, for collection, account of First National Bank of Davenport, Iowa.
L. G. Gage, 0.’”
“ And forwarded the same to the said defendants to be col- ■ lected of the said J. G. Pearse at DeWitt, Iowa, where both the said Pearse and the defendants reside — and the same was received by the said Price & Sanford on the same day, or the day following. That it was the duty of defendants to have presented said draft to said J. G. Pearse and have demanded payment thereof without delay, and to notify the parties interested if payment had been refused. That defendants had opportunity to present said draft to Pearse and demand payment thereof on 19th of June,;-d8'77, the day after the date thereof, but instead of demanding payment of the said draft or bill of exchange on the 19th day of June, 1877, they presented the same to the said J. G. Pearse, and demanded acceptance thereof, only, and the said draft was there accepted by the said J. G. Pearse by writing on the face of said draft, as follows:
‘ “Accepted, June 19. J. G. PearseI’ ”
“ No presentment of said draft was necessary for any purpose, except for payment. That the same was payable upon demand, and that demand for payment thereof should have been made by defendants at, or before, the time the same was accepted by said J. G. Pearse, on the 19th day of June, 1877, and notice given to the payee and drawers of said bill, if payment thereof had been refused. Blit defendants did not demand payment of said draft or bill of exchange until the 22d day of June, 1877, when payment thereof was refused by the said J. G. Pearse, of which plaintiff received notice on the 23d day of June, 1877.
“ That in consequence of the failure of the said defendants to present the said draft or bill of exchange for payment without delay, as they ought to have done, and to notify the payee and drawers of the non-payment thereof if payment had been refused, the drawers of said bill of exchange became and are released from all liability thereon and refuse to pay 6atne, whereby the defendants became liable to the plaintiff for the damages it has thereby suffered; a.nd plaintiff has been damaged to the full amount of said bill of exchange, and $3.16 protest fees.' A copy of the hill of exchange, and the certificate of the protest thereof, is attached to the petition and shows in addition to the facts set forth in the petition that the bill of exchange was presented to J. G. Pearse for payment on the 22d day of June. 1877, and on the same day the same was protested for non-payment and due notice thereof given to the plaintiff and Dow, Gilman & Hancock.”
The defendants filed their answer alleging:
“l. That they did present said hill of exchange to said J. G. Pearse, and demanded payment thereof, and gave notice of its non-payment to the drawers and indorser thereof, within a reasonable time after they received the same, as required by law.
“2. That said Dow, Gilman & Hancock only drew said bill of exchange in favor of plaintiff for the purpose of collection.
“3. That said draft was by them received after banking hours on the 18th day of June, 1877, and was by them presented for acceptance on the 19th day of June, 1877, and the same accepted by said J. G. Pearse.
“That on the 20th day of June, 1877, said defendants wrote to said plaintiffs acknowledging receipt of said draft and letter accompanying the same, and requesting plaintiffs to telegraph to said defendants, if they wished said draft protested, which said letter was received by plaintiffs in the usual course of the mail on the 20th or 21st day of June, 1877.
“That said plaintiffs after receipt of said letter from said defendants, and well knowing that said draft had not been presented for payment, and payment demanded on.the 22d day of June, 1877, in answer to plaintiff’s said letter, telegraphed to said defendants to protest said draft, which telegram was received by said defendants on the 22d day of June, 1877, and thereupon the defendants did cause demand of payment of said draft to be made of said Pearse, which was refused, whereupon the same was duly protested and notice given to the drawers and indorser of said draft, as directed by said plaintiffs in said .telegram.
“That on the 25th day of June, 1877, said defendants returned by mail to said plaintiffs said draft and tbe certificate of protest of the same, which were received by said plaintiffs on the 25th or 26th day of June, 1877.
“ That said plaintiffs with full knowledge that defendants had presented said draft to said Pearse for acceptance on the 19th day of June, 1877, and that said Pearse had on said day accepted the same, and that said defendants had presented the said draft to said Pearse for payment on June 22d, 1877, and not before that date, and that payment was refused and the said draft protested on said 22d day of June and notice given to tbe drawers and indorsers of said draft on said day, and knowing fully all the facts in relation to what defendants had done with the draft, approved the acts of said defendants in relation thereto on the 26th day of June, 1877, knowing all of said facts as aforesaid, said plaintiffs, approving of the acts of said defendants in reference to said draft, accepting the same, remitted to defendants $3.16, being in full payment of their services in making demand of payment, and protesting and giving notice of demand and non-payment of said draft.
“ That said plaintiffs approved the acts of said defendants in relation to said draft and continued to so approve and adopt the same till the 6th day of July, 1877, when learning that said Pearse was entirely insolvent, and about to petition to be adjudged a bankrupt, the plaintiffs claimed that defendants had failed to exercise due diligence in presenting said draft for payment.”
The plaintiff demurred to the first and third counts of the defendant’s answer. The demurrer was sustained. The defendants excepted, and elected to stand by the defenses set forth in these counts of their answer.
Trial was had to the court on the issue raised by the second count of the answer, and the court found thereon for the plaintiff, and rendered judgment against the defendants'for $187.03. The defendants a2peal and assign as error the sustaining of the demurrer, and rendering judgment for the plaintiff.
Syllabus and headnotes are prepared by the reporter or publisher, not the court, and are not part of the opinion.
